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Mortgage Calculator
Calculate mortgage payments with taxes and insurance.
FreeRuns in browsermortgage calculatorhome loan calculator
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Cmd/Ctrl+Enter Primary actionCmd/Ctrl+Shift+L Load sampleCmd/Ctrl+Shift+X Clear/resetCmd/Ctrl+Shift+C Copy result
About Mortgage Calculator
Calculate mortgage payments with taxes and insurance. Calculate mortgage payments online for free. Enter home price, down payment, interest rate, and loan term to see monthly payment, principal, and total interest. Uses precise mathematical formulas with clear, formatted results. Input validation prevents errors and guides correct usage, ensuring reliable computations every time. Everything runs client-side in your browser for maximum speed and privacy — no data is sent to any server, and no signup is required.
Related tools: Loan Calculator, Compound Interest Calculator, Sales Tax Calculator
How to Use Mortgage Calculator
- Fill in the required input fields with your values.
- Click Calculate to run the computation.
- View the results below the form.
Frequently Asked Questions
What is Mortgage Calculator?
Calculate mortgage payments online for free. Enter home price, down payment, interest rate, and loan term to see monthly payment, principal, and total interest.
How are calculations performed?
Calculations use precise mathematical formulas implemented in JavaScript. The underlying formulas are well-documented and validated against known reference values to ensure correctness.
Can I use decimal values?
Yes, all input fields accept decimal numbers with full floating-point precision. You can enter values with as many decimal places as you need and the tool will compute accurate results.
Are the formulas used shown?
Where applicable, the tool displays the formula or methodology used so you can verify the computation yourself. This transparency helps you understand and trust the results.
Is Mortgage Calculator free to use?
Yes, this calculator is completely free to use. No account or signup is needed, and all computations run locally in your browser without any restrictions.
Is my data safe when using Mortgage Calculator?
Absolutely. Every calculation runs locally in your browser. No input data is transmitted to any server, ensuring your numbers stay private.